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[COMMITTEE SUBSTITUTE FOR] ORDINANCE NO. 240277
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Sponsor: Mayor Pro-Tem Ryana Parks-Shaw
COMMITTEE SUBSTITUTE
Directing the City Manager to establish an Employee Homeownership Assistance Program ("the Program"); appropriating $750,000.00 from the Unappropriated Fund Balance of the Development Services Fund; authorizing the Director of the Housing and Community Development Department to execute necessary contracts and expend up to $750,000.00 from funds appropriated in the Development Services Fund; directing the City Manager to report back to the Council in one year; and recognizing this ordinance to have an accelerated effective date.
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WHEREAS, access to affordable and reliable housing opportunities inside the city limits remains an obstacle for employees and potential employees; and
WHEREAS, on July 13, 2023, the City Council passed Resolution No. 230569 that directed the City Manager to investigate and develop a homeownership assistance program for City employees; and
WHEREAS, the Program is a partial forgiveness loan for down payment and closing costs, providing a long-term reliable ownership opportunity through combined education, support and financing to make first-time homebuyer ownership of a single-family residence located within city limits sustainable and affordable for City employees; and
WHEREAS, the initial $750,000.00 from funds appropriated in the Employee Homeownership Assistance Program will be first to kick off the Program, with further funding needing to be identified for future years; and
WHEREAS, the City Manager shall set out the details of the Program that shall include specifics for qualification, such as minimum housing to income (HTI) and debt-to-income minimums, loan terms, a 60% forgiveness rate after a certain number of years of employment, maximum lender fees, a requirement that the property be a single-family residence (condos and townhomes included), closing ...
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